Morningstar Mortgage


A fixed rate mortgage provides a loan with an interest rate that won't change over the course of the loan.

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A reverse mortgage is a type of loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their home into cash. The reverse mortgage program  was developed to help retirees with limited income use the dollar value in their homes. No restriction is imposed as how reverse mortgage proceeds are used.A fixed rate FHA mortgage is a mortgage loan backed by the US Department Of Housing And Urban Development.

This loan requires 3.5% down payment of the purchase price.


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