The client’s income, as well as credit history will have no effect on the loan approval process. Hard money loans get approved much faster because the qualifications is straightforward; we have solutions for everyone. The primary criteria is equity in the property. Hard money loans are fast to fund and are extremely useful in any real estate investment. In addition to hard money loans, we also do traditional conventional loans for primary home buyers ,investments, house flippers, business owners, foreign nationals, ITIN taxpayers and FHA loans. We offer same day response times.