As a trusted mortgage broker in London, Ontario, we have access to 50+ lenders and work for YOU (not the bank) Paul Garrett is a lifetime entrepreneur, a spinal cord injury warrior, and a firm believer in second, third (and many more) chances.
Whether you are a first-time homebuyer or refinancing your mortgage. Our goal as your trusted local mortgage broker in London, Ontario is finding the right mortgage or refinance option for YOU.
Some of the types of mortgage broker services we offer, include: mortgage renewals, construction mortgages, reverse mortgages, debt consolidation, and upgrades to your existing home. I'm here to assist you in finding the mortgage that best suits your lifestyle. Give Paul a call today at 226-927-1677 to get started on a brighter future!
Why use a Mortgage Broker?
Discover the mortgage broker advantage.
A mortgage broker works for YOU, not the bank. I know, I've said it before... and I will keep on saying it. Plus, I have access to 50+ lenders, the banks have their products, that's it.
Great solutions live here.
Give me a call to discuss your mortgage needs.
IT REALLY IS ALL ABOUT YOU.
A mortgage broker works for YOU...
We are with you every step of the way! We are your personal shopper to help navigate buying a home for the first time, refinancing your current home to gain access to equity, or renewing your existing mortgage. With an overwhelming abundance of information and financial options available, the mortgage process can be time-consuming, confusing and intimidating. At Garrett Mortgages, we are backed by the CENTUM team. We go through licensing, ongoing training and education to make sure our advice is relevant and sound. With an unbiased mortgage broker by your side, we help you make an educated decision on what’s likely one of the biggest investments of your life.
At Garrett Mortgages/CENTUM, YOU are our customer, NOT the Lender.
We are not employees of any bank. We are not limited to one lender’s product offering, nor should you be. As your mortgage broker, we seek out the best financial solution to suit your specific situation, whether it’s with a Chartered Bank, Trust or Lending Institution.
Finding You the Best Mortgage at the Best Rate
CENTUM has been successfully delivering the best rate for tens of thousands of satisfied clients for over 15 years throughout Canada. Our philosophy is to match a mortgage to your unique situation and not the other way around. We negotiate with multiple lenders to get you the best rate on the best product. We are dedicated to knowing the mortgage system and having the industry knowledge required to present an appealing proposal for home financing to any lender. We do the due diligence, the paperwork and the legwork to make sure you will be on your way to smart home ownership!
At Garrett Mortgages/CENTUM, we are always looking out for your best interest.
Let's talk about a mortgage that will help you own your home sooner!
Residential Mortgages
Regardless of whether you are a first time homebuyer, need mortgage refinancing or some other type of residential mortgage help, we have a mortgage financing solution that will fit your lifestyle and budget.
Mortgage Renewals
We offer flexible and affordable mortgage renewals. With access to 50+ lenders and some of the lowest mortgage rates in London, Ontario, we can find a mortgage renewal solution that better fits your lifestyle and budget.
Payment Calculator
Want to know how much you will have to pay on your monthly mortgage payments? Check out our Mortgage Payment Calculator.
FAQ
Still have questions about mortgages? Check out our Frequently Asked Questions page or Mortgage 101 for more info about mortgages in London, Ontario.
Reverse Mortgages
A reverse mortgage accesses equity from your home. With reverse mortgages we can access up to 55% of your home's value. Learn more about how we do it on our reverse mortgages page.
Give Paul a call today at 226-927-1677 to get started on a brighter future!